Increase retention with Valyu's
Early Wage Access Platform

42% of workers run out of money between paychecks.


34% of employers report absenteeism and tardiness due to financial stress.

30% increase in employee retention when employees use Valyu.

42% of workers run out of money between paychecks.

34% of employers report absenteeism and tardiness due to nancial stress.

30% increase in retention when employees use Valyu.

PROCESS

How it Works?

With Valyu, Employees can instantly access their unpaid but accrued earnings when they need them the most.

Helping you
help your people

Valyu helps improve your employees' financial wellness, increase their credit scores, and help them move out of debt.

Quick approvals

Through Valyu, you can give employee access to lower interest loans with very high acceptance rates

TEAMS

Our Team

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16+ years of experience in Technology & Consulting. An entrepreneur responsible for incubating many successful businesses since 2008. Worked with companies like McKinsey, SAP Labs and TCS as a digital expert in banking and Fintech industries with various international banks & Fintech companies. An active open source contributor who always leverage technology to design solutions for seemingly complex Business problems. When he is not working, he is brewing some new ideas and frameworks while enjoying his sip of Coffee.
Gaurav Kumar
Co-Founder, CTO
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Purna, an IIM-Lucknow Alum, loves to solve the problems of customers by building the next-gen products which reach millions of customers. Having a strong background in Fintech & Edtech spaces, he wants to build the next BIG PRODUCT in the Fintech industry. He is also a standup comedian and a National level Athlete.
Purna Chandra
Senior Product Lead
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Lokesh has diverse work experience of 10+ years in telecom, hospitality and finance sector. He specialises in Business Development, Sales & Strategy, Process designs and improvements and he is a person who loves to add value to the businesses. Also, he is an avid traveller, he enjoys road trips & adventure sports and is fond of playing Table Tennis.
Lokesh Godwani
Regional Head Alliances - B2B & SME
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Lalit is a Technology enthusiast with around 7 years of experience and has worked with multiple tech/frameworks like React, Angular, Node and Clouds infrastructure like AWS and AZURE. In his free time, you will find him trekking or wandering on his favourite bicycle on his home turf.
Lalit Chaturvedi
Chief Architect
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Hemant Sain
Tech Lead (Mobile Applications)
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Anurag Pandey
Application Engineer
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Sehaj Gupta
Application Engineer
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Our happy customers say!

57% of employees said that they felt less financial stress as a result of being able to access their wages whenever they needed them.

Employers who offer our Early Wage Access Platform as a benefit describe adoption of Valyu as “remarkable” and their employees call the app “a life saver.”

Lets make your workspace a Happy Space :)

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