Revolutionize your
employee benefits program

When it comes to showing your employees that you value them nothing compares to giving them the freedom of choice.
With Valyu AI offer your employees the power to choose how & when they wish to grow financially. Our financial products are tailor-made for modern-day employees.

Problems we solve & Statistics that speak

A simple paycheck isn’t enough

With the turn of this new decade, employee wellness has a whole new meaning. Compensation isn’t sufficient, and benefits now need to be out-of-the-box.
Employee benefits programs need to go deeper – become simpler, accessible, and personalized
1 %

Salaried professionals run out of money between pay checks

Low financial autonomy

1 %

Report absenteeism and tardiness due to financial stress.

Erratic & Low Engagement

1 %

Feel that they prefer employers with more robust benefits programs

Dynamics of Income Management


We use the power of integration to make your experience a smooth one


All our processes are a 100% online even be it verifications or contracts


We provide our clients with meaningful & actionable insights on their employee benefits programs


All actions on the platform are performed realtime with timely notifications

Making It Valyu-Able

Let’s turn personal finance into a breeze


Finance can be fairly complicated, we are here to help simplify and make it easy in both interpretation & execution.


We are mindful about creating ease for our users and clients. Our product keeps in mind both the norm & outliers.


Building context is the most crucial part of the personal-finance journey. We focus on what’s best for the individual while being a platform for the masses.

Why Valyu

Because we care

Employee Connect

Building a deeper relationship with your employees. Retention, Loyalty & Productivity all see a positive trend both in numbers & quality

Zero Cost

Valyu is not just a low investment - high return product. It is also a huge cost saver for any organization

Proud Indians

Valyu is a home-grown fintech with a team passionate to solve the deeper economic challenges of our nation’s youth. We strive to do so with compassion, competence & ethics.

Our Lending Partner

We partner with India Most Trusted And Leading NBFC

arthmate logo

Word Of Mouth

Hear From Some Of Our Customers

Be a Changemaker

Think your organisation will benefit from Valyu AI? Drop us a line & Refer us

Connect with us

We’re Listening

Write into us with your question or request and one of us will get back to you

Our Nodal Officers

Arthmate’s Nodal Officer Details:

Ms. Aradhana Nathany
The Nodal Officer,

Mamta Projects Pvt. Ltd.,
Room no 1528,15th Floor,
Bengal Intelligent Eco EM-3,
Sector-V, Salt Lake City

Email:  Phone:+91-8336901719's Nodal Officer Details:

Mr. Pramod Kumar Lamba
The Nodal Officer,,
The Circle, 5th floor, Huda City Centre Metro Station, Gurugram, Haryana 122002.

Email:    Phone:+91-9381227240